Medicare is available for certain people with disabilities who are under age There is a five month waiting period after a beneficiary is determined to be disabled before a beneficiary begins to collect Social Security Disability benefits. People with ESRD and ALS, in contrast to persons with other causes of disability, do not have to collect benefits for 24 months in order to be eligible for Medicare. People who meet all the criteria for Social Security Disability are generally automatically enrolled in Parts A and B. People who meet the standards, but do not qualify for Social Security benefits, can purchase Medicare by paying a monthly Part A premium, in addition to the monthly Part B premium.
Medi-Cal & Medicare for People with Disabilities
Medicare for Disabled: Medicare Advantage Coverage
Disability is one way to qualify for Medicare at an age younger than Medicare provides a wide range of health care services for the disabled. Original Medicare is administered by the federal government, which means that benefits are essentially the same for everyone with Medicare. Depending on where you live, you may have several different options, each of which may have a combination of benefits that work for you. If your disability is one that fits the membership criteria for a Special Needs Plan, and one is available in your area, you may find this the most cost-efficient way to get your Medicare benefits. Medicare Advantage plans cannot be combined with Medicare Supplement Plans. Be sure to read all plan documents carefully before you buy a plan to make sure you understand the benefits, cost-sharing, network restrictions, and exclusions.
Qualifying for Medicare Through Disability or Illness
Medicare was established in as the health insurance program for Americans age 65 and over; since , it has also covered people under age 65 who receive Social Security Disability Insurance SSDI benefits. Medicare also covers certain widows and widowers under age 65 with disabilities, as well as disabled adult children of retired, deceased, or disabled workers. Today, Medicare covers 9. Because people are required to wait five months before receiving disability benefits, SSDI recipients must wait a total of 29 months before their Medicare coverage begins.
Most people think of Medicare as a health-care program for older adults. However, if you have a disability or certain health conditions, you may be eligible for Medicare before you turn In general, Social Security defines disability as being unable to do the work you used to do because of a condition that is expected to last at least a year or result in your death. You must also be unable to do other work, even with accommodations. The Social Security Administration determines whether you qualify for disability payments, and that determines if you qualify for Medicare.